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How to Start an NDIS Business in Australia (2026)

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The NDIS Growth Team Founder, NDIS Growth · Updated 12 June 2026 · 14 min read

The short answer: decide registered versus unregistered first (it drives your costs and timeline), budget $10,000 to $50,000 depending on supports, expect three to six months end to end, and spend the waiting period building the brand, Google presence and coordinator relationships that deliver your first participants. The detail, including a cost table, is below.

In this guide
  1. Registered vs unregistered
  2. What it costs
  3. Registration groups
  4. The audit
  5. Timeframes
  6. Build demand while you wait
  7. Mistakes that kill new providers
  8. Do you need qualifications?
  9. Business structure
  10. Is it profitable?
  11. Your launch checklist

1. Decide: registered or unregistered

The first fork in the road, and the one most new founders get rushed through. Registered providers can support every participant, including the roughly one third whose funding is agency-managed, and registration is mandatory for certain supports (SIL, SDA, behaviour support and plan management among them). The cost is a formal application, an independent audit and ongoing compliance obligations with the NDIS Quality and Safeguards Commission.

Unregistered providers can support plan-managed and self-managed participants, which together make up the majority of the scheme. You still must follow the NDIS Code of Conduct, you still need insurance and worker screening, but you skip the audit. Many successful support work and community participation businesses launch unregistered, prove demand, then register once revenue justifies it.

Rule of thumb: if your service type legally requires registration, register. If not, and you are bootstrapping, launching unregistered to plan-managed participants is a legitimate, faster path. Decide based on your service type, not on what a registration consultant selling audits tells you.

2. What it actually costs

Budget honestly before you start, because under-capitalised providers fail before their marketing ever gets a chance. Typical ranges in 2026:

ItemTypical rangeNotes
Business setup (ABN, structure, accounting)$500 to $3,000Company structure costs more than sole trader, protects more
Insurance (public liability, professional indemnity)$1,000 to $3,500/yrRequired regardless of registration status
Worker screening & police checks$80 to $150 per workerNDIS Worker Screening Check, state-issued
Policies & procedures$500 to $5,000Templates exist; tailor them or auditors notice
Verification audit (lower-risk supports)$900 to $3,000Desktop audit for supports like support work
Certification audit (higher-risk supports)$3,000 to $15,000+Required for SIL, behaviour support and similar
Brand, website and launch marketing$3,000 to $10,000The part most founders skip, then regret

All up: a lean unregistered launch can start under $10,000; a certified SIL provider should plan $25,000 to $50,000+ before the first participant arrives.

3. Choose your registration groups carefully

Your registration groups define what you can deliver and which audit you face. New providers routinely over-register, paying certification-level audit costs for supports they will not deliver in year one. Start narrow with the supports you will genuinely provide, then add groups later. Adding a group is a variation; carrying unused high-risk groups is an annual compliance tax.

4. The audit, demystified

Registration requires an approved quality auditor to assess you against the NDIS Practice Standards. Verification applies to lower-risk supports: largely a documents review of your qualifications, insurance, screening and complaints process. Certification applies to higher-risk supports: a deeper audit of your policies in practice, including interviews. Auditors are private companies and prices vary widely, so get three quotes; the Commission publishes the approved auditor list.

5. Timeframes: plan for months, not weeks

From application to registration commonly runs three to six months: gathering documents and policies (2 to 6 weeks), audit scheduling and completion (4 to 10 weeks), then Commission assessment (4 to 12 weeks, sometimes longer). The mistake is treating this as dead time. It is your marketing runway.

6. Use the waiting period to build demand

The providers who land participants in month one of registration are the ones who built visibility during the application months. In order of priority, and almost all of it free:

The full playbook is in our guide to getting your first NDIS clients, and the maths on what marketing is worth is in the ROI calculator.

7. The mistakes that kill new providers

8. Do you need qualifications or experience?

There is no single licence to run an NDIS business, but the requirements depend on what you deliver. To provide most supports you do not need a specific degree, though workers must hold an NDIS Worker Screening Check, complete the free NDIS Worker Orientation Module, and have first aid and CPR. Some supports do require qualified professionals: behaviour support needs a registered practitioner, allied health needs registered therapists, and nursing tasks need registered nurses. If you are starting a support work or community participation business, relevant experience and the right screening matter more than formal qualifications.

What you do need, regardless of service type, is genuine competence in the supports you offer and the systems to deliver them safely. Auditors and coordinators both look for evidence that you understand person-centred practice, risk, incident management and the rights of participants. If you are coming from outside the sector, partner early with someone who has lived or worked in disability support; it shortens the learning curve and strengthens your credibility.

9. Choose the right business structure

Your legal structure affects your tax, your personal liability and how investable the business looks later. The three common options:

StructureBest forTrade-offs
Sole traderSolo support workers testing the marketCheapest and simplest, but your personal assets are exposed and it is harder to scale or sell
Company (Pty Ltd)Most providers planning to employ staff or growMore setup and accounting, but limits personal liability and looks more credible to coordinators and funders
Trust (with a corporate trustee)Providers with tax planning or asset protection needsMost complex and costly; get accounting and legal advice first

Most providers who intend to employ workers and pursue registration start as, or quickly move to, a company. Whatever you choose, get an ABN, register for GST if you expect to turn over $75,000 or more, open a separate business bank account, and set up bookkeeping from day one. We are not accountants, so confirm your structure with a registered tax agent before committing.

10. Is an NDIS business profitable?

It can be, but margins depend entirely on your service type, your staff costs and how full your capacity stays. The scheme pays set rates under the NDIS Pricing Arrangements, so you cannot simply raise prices; profitability comes from running efficiently and keeping participants and shifts filled.

The two levers that decide whether an NDIS business is profitable are the same for everyone: keep your capacity full, and keep your cost to win each participant low. The first is operations; the second is marketing. Many providers are technically excellent and still struggle because they never solved demand. You can model the numbers for your own service with our ROI calculator and cost-per-participant calculator.

11. Your step-by-step launch checklist

Pulling it together, here is the order most successful new providers follow:

  1. Decide registered or unregistered based on your service type.
  2. Choose your business structure, get an ABN, and set up banking and bookkeeping.
  3. Arrange insurance (public liability and professional indemnity).
  4. Set up NDIS Worker Screening and complete the Worker Orientation Module.
  5. Write or tailor your policies and procedures to match how you will actually work.
  6. If registering, choose narrow registration groups and book an approved auditor.
  7. While you wait, build your brand, accessible website and Google Business Profile.
  8. List in the directories coordinators use and introduce yourself to local coordinators.
  9. Learn the pricing arrangements and publish a compliant service agreement.
  10. Launch, deliver brilliantly, gather reviews, and keep your marketing engine running.

Steps one to nine get you open. Step ten is what keeps you open. If you would like that engine built for you, our launch package for new providers covers the brand, website and first marketing in your first ninety days.

Want a specialist to map this for you?

A free growth plan shows you what to do, in what order, for your provider type and region. You keep it either way.

Get my free growth plan

FAQs

How much does it cost to start an NDIS business?

A lean unregistered launch can start under $10,000 including insurance, screening and basic marketing. A registered provider should budget $15,000 to $30,000 for lower-risk supports, and $25,000 to $50,000+ for certification-level supports like SIL.

How long does NDIS registration take?

Commonly three to six months end to end: document preparation, the independent audit, then Commission assessment. Use that period to build your brand, website, Google presence and coordinator relationships so launch day starts with demand.

Can I operate without NDIS registration?

Yes, for plan-managed and self-managed participants, provided your support type does not legally require registration. You must still follow the NDIS Code of Conduct, hold insurance and complete worker screening.

Is an NDIS business profitable?

It can be, but margins reward providers who keep capacity filled. Sector analyses show even some of the largest providers running negative operating results. Demand exists; profitability is mostly a utilisation and visibility problem.

Sources & further reading: NDIS Quality and Safeguards Commission · NDIS Pricing Arrangements · Our launch package for new providers · NDIS statistics

Disclaimer: This article is general information only, current as at the date shown above, and is not financial, legal, clinical or professional advice, nor a recommendation or endorsement of any product, service or provider. Features, pricing and availability change frequently — verify current details directly with each provider before making a decision. All product and company names, logos and trademarks are the property of their respective owners, and their mention does not imply any affiliation with, or endorsement by, NDIS Growth. To the extent permitted by law, NDIS Growth accepts no liability for any loss arising from reliance on this information.