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The short answer: the average participant receiving supported independent living was associated with $447,100 in SIL payments over the year to 31 March 2026, according to the NDIA’s own quarterly report. That is roughly $1,225 a day, or $8,600 a week, per place. A vacancy that sits for three months is a six-figure event, and most of the cost is invisible because it never appears on an invoice — it is revenue that simply never arrives.
Most providers we speak to underestimate what a vacancy costs them, usually by a factor of two or three. The reason is simple: an empty bed does not generate a bill, a complaint or a line in the accounts. It generates nothing, and nothing is easy to overlook.
The NDIA publishes the figure that settles the argument. In its Quarterly Report Q3 2025-26, Table 10 sets out SIL participants and payments for the years ending 31 March:
| Year ending 31 March | 2024 | 2025 | 2026 | Growth p.a. |
|---|---|---|---|---|
| Participants with SIL supports | 34,310 | 36,432 | 36,808 | 4% |
| Total SIL payments ($m) | 13,391 | 15,228 | 16,398 | 11% |
| Average payment per participant | $409,400 | $430,500 | $447,100 | 5% |
Source: NDIA Quarterly Report Q3 2025-26, Table 10. As at 31 March 2026 there were 36,808 participants receiving SIL, with $4.1 billion in SIL supports delivered in that quarter alone.
Two things in that table matter beyond the headline. First, the average has risen every year, up 5% annually over two years. Second, and more striking, total SIL payments are growing at 11% a year while SIL participant numbers grow at only 4%. The pool of SIL participants is barely expanding; the value attached to each one is climbing steadily. Whatever else that means for the scheme, for a provider it means each individual place is worth more every year — and so is each day it sits empty.
We should be honest about what $447,100 is and is not. It is the national mean across every SIL arrangement in Australia, and SIL arrangements vary enormously. A participant in a high-support one-to-one arrangement with overnight active support can sit well above it. A participant in a shared home with a one-to-three daytime ratio and sleepover support can sit well below.
So do not take the national average and treat it as your revenue per bed. Take your figure. The quickest way to get it: look at what you actually bill for a filled place across a full year, or take a typical week’s SIL claim for one participant and multiply by 52. If you have several homes with different support ratios, run the numbers per home rather than across the business, because a single blended figure will flatter your low-support houses and understate your high-support ones.
The calculator below defaults to the national average so you have a starting point, but it is designed to be overwritten. The weekly equivalent updates as you type, which is the fastest way to sanity-check whether the number you have entered resembles your actual business.
Enter your own numbers. Nothing is sent anywhere — this runs entirely in your browser.
How many beds are empty right now.
How long a vacancy typically takes you.
The last row is the one worth sitting with. It is not a saving in the accounting sense — it is revenue you would have earned anyway, brought forward. But it is the number that decides whether doing something about your vacancies is worth the effort, because speed is the only variable marketing can actually move. You cannot change what a place is worth. You can change how long it stays empty.
The calculator above measures foregone revenue. That is the largest cost but not the only one, and the others are the reason experienced operators treat vacancies as urgent rather than unfortunate.
We would not put numbers against those, because they vary too much by operation to state honestly. But they all point the same direction, and they all get worse the longer a place sits.
Time to fill is not random, and it is mostly not about the quality of your service. It is about how many suitable people know the vacancy exists, and how quickly you respond when one appears.
Run your own figures above rather than ours, but the shape of the answer is usually the same. At the national average of $447,100, a single place generates roughly $1,225 a day. Filling one vacancy thirty days sooner is worth something in the order of $36,000.
Against that, a focused campaign to fill a specific vacancy — a proper vacancy page, catchment search visibility, targeted local advertising and direct outreach to the coordinators who actually place people — is a small number. It does not need to work brilliantly to be worth doing. It needs to shave a few weeks off one placement.
That asymmetry is why we tell SIL providers to treat vacancies as the most expensive problem in their business, and to spend accordingly. It is also why the maths rarely favours waiting to see whether the bed fills on its own. Every week you wait is roughly $8,600 per place that does not come back.
We build the vacancy pages, local search visibility and coordinator outreach that fill SIL beds faster.
If you would rather keep the numbers to hand, our standalone SIL vacancy cost calculator does the same maths on a page you can bookmark, and how to fill SIL vacancies fast covers the nine channels that actually produce placements.
Divide your annual SIL revenue for that place by 365. At the national average of $447,100 per SIL participant per year (NDIA Quarterly Report Q3 2025-26), that is about $1,225 a day, or roughly $8,600 a week. Your own figure will differ depending on support ratios, so use the calculator above with your real numbers rather than the national average.
Over the year to 31 March 2026, average SIL payments were $447,100 per participant, up from $430,500 the year before and $409,400 the year before that. That is a national mean across all support levels — high-support one-to-one arrangements sit well above it, and shared homes with lower ratios sit below.
Between 2024 and 2026, SIL participants grew about 4% a year while total SIL payments grew about 11% a year. The number of people in SIL is close to flat, but the value of each arrangement is rising. For providers that means the pool of placements is not expanding much, so competing effectively for the placements that do come up matters more than it used to.
With active marketing, commonly two to five months, because the next resident has to suit the existing household as well as the home. Without any active effort, vacancies frequently sit far longer. The variables you can control are how many coordinators know about the vacancy and how quickly you respond when one enquires.
Almost always, on the arithmetic. At roughly $1,225 a day per place, filling a vacancy even a few weeks sooner is worth tens of thousands of dollars. A campaign to fill a specific vacancy costs a fraction of that, so it does not need to perform exceptionally to pay for itself — it only needs to bring the placement forward.
Far less than people expect. Rent or mortgage, utilities, insurance and compliance overheads continue unchanged, and in ratio-based shared homes you often cannot remove a shift just because one resident has left. In practice most of the revenue disappears while most of the cost stays.
A specialist reviews your visibility against the providers competing in your catchment, and sends a written growth plan within two business days. You keep it either way.